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15.1

You hereby acknowledge that the use of the App is entirely at your own risk, and that you bear full responsibility for any risks or losses that may arise from your use or reliance on the information provided on the App.

15.2

While nu takes reasonable measures to ensure the accuracy and completeness of the App's content, nu makes no representations or warranties, whether express or implied, regarding the quality, timeliness, operation, integrity, availability, or functionality of the App. Additionally, nu does not guarantee the accuracy, completeness, or reliability of any information on the App. Any representations or warranties made by nu's representatives shall not be binding.

15.3

nu disclaims liability for any direct, indirect, or consequential damage, loss, or expense arising from or in connection with your access to or use of the App and its content, unless otherwise required by law.

15.4

The views or statements expressed on the App are not necessarily those of nu, its directors, employees, or agents.

15.5

In addition to the disclaimers mentioned in these Terms and Conditions, nu makes no warranty or representation, whether express or implied, that the information or files available on the App are free of viruses, spyware, malware, trojans, destructive materials, or any other data or code that may corrupt, destroy, compromise, disrupt, disable, harm, jeopardise, or impede the operation, stability, security, functionality, or content of your computer system, computer network, hardware, or software. You accept all risks associated with the presence of such viruses, destructive materials, or any other data or code that may impact the operation or content of your computer system, computer network, handset, mobile device, hardware, or software, unless such risks arise from the gross negligence or wilful misconduct of nu, its employees, agents, or authorised representatives. nu therefore disclaims all liability for any damages, losses, or liabilities of any nature arising from or in connection with your access to or use of the App.